The Power Of Praise & Worship and The Real Estate In Singapore

The Power Of Praise & Worship and The Real Estate In Singapore
Presented to you by Property Smart Investor- A Real Estate Online Education and Discussion

Sunday, 29 November 2020

Give Me This Mountain – New Creation Church NCC @ June 2020. G Chord. (Lyrics and Chords)

YouTube Video is in Key: Ab

Give Me This Mountain – New Creation Church NCC @ June 2020   Download PDF
YouTube Key: Ab (Male Singer)  Capo 1 Play in key: G   
Time Signature: 4/4    Tempo: 86 bpm
Sequence: Intro-V1-C-Int-V2-C-Int-B-B-C-B-Tag

Intro: | G  -  -  -  | G  -  -  -  | C  -  -  -  | C  -  -  -  
 
Verse 1
| G          -          -         -  | G         -             -           -
     It’s time to rise a-gain,    It’s time to dream a-gain
| C            -          -     -        | C       -               -      -
     Your love is call-ing me, On-wards I’m mov-ing
| G         -                -            -   | G           -         -                 -
     Be-fore Your great re-nown,    All giants must come down
| C            -            -     -       | C          -         -    -        | D  -  -  -
     Each step I’ve ta-ken, Be-comes my in-he-ri-tance
 | Em    -    ^  -   ^   -   ^  | C  -  -  -  | C  -  -  -
I whol-ly fol - low   You
 
Chorus
| G            -           -        -   | G        -               -        -         | C  -  -  -
  Give me   this moun-tain, Je-sus   You’ve con-quered all
| C       -                -     -      
  For You have s-po-ken
| G            -           -        -   | G          -           -    -         | C  -  -  -
  Give me   this moun-tain, You are   my great re-ward
        | C       -           -      -
Your pro-mise un-sha-ken

Interlude: | G  -  -  -  | G  -  -  -  | C  -  -  -  | C  -  -  -  

Verse 2
| G            -        -            -  | G             -              -            -
     Each day I wait on You,    My strength in You re-newed
| C       -                 -        -      | C       -          -    -
     U-pon Your breath, I   will rise like the ea-gle
| G          -                -          -  | G          -         -           -
     Let hope now come a-live,    My past is left be-hind
| C            -            -    -          | C                  -           -             -     | D  -  -  -
     I’m claim-ing all that was, Bought with  Your pre-cious   life
| Em    -    ^  -   ^   -   ^  | C  -  -  -  | C  -  -  -
I whol-ly fol - low   You
[Repeat Chorus]

Interlude: | Em  -  -  -  | G  -  -  -  | C  -  -  -  | D  -  -  -  

Bridge
| Em  ^      -    -   ^       -   | G   ^      -     -  ^       -
       Our God,  You reign,    The cross,  Pro-claims
| C        -         -        -   | D         -         -        -
    The vic-to-ry is ours,    The vic-to-ry is ours
| Em  ^    -    -    ^       -   | G  ^    -    -  ^       -
       We lift,   Your name,    Je-sus,    Be praised
| C        -         -        -   | D         -         -        -
    The vic-to-ry is ours,    The vic-to-ry is ours
[Repeat Bridge (1st 2 Lines) – Chorus – Bridge]

Tag 
| Em  -  -  -  | G -  -  -  | C       -         -        -   | D         -         -        -
                     Woah,       The vic-to-ry is ours,    The vic-to-ry is ours
| Em  ^    -    -    ^       -   | G  ^    -    -  ^       -
       We lift,   Your name,    Je-sus,    Be praised
| C        -         -        -   | D         -         -        -    | G  -   -  - 
    The vic-to-ry is ours,    The vic-to-ry is ours


Give Me This Mountain – New Creation Church NCC @ June 2020
YouTube Key: Ab (Male Singer)  Capo 1 Play in key: G   
Time Signature: 4/4    Tempo: 86 bpm
Sequence: Intro-V1-C-Int-V2-C-Int-B-B-C-B-Tag

Intro: | G  -  -  -  | G  -  -  -  | C  -  -  -  | C  -  -  -  
 
Verse 1
G                                   G
   It’s time to rise again,    It’s time to dream again
C                                        C
   Your love is calling me, Onwards I’m moving
G                                       G
   Before Your grave now,    All giants must come down
C                                       C                        D
   Each step I’ve taken, Becomes my inheritance
  Em                  C
I wholly follow You
 
Chorus
G                                                                            C
Give me this mountain, Jesus You’ve conquered all
C                              
For You have spoken
G                                                                    C
Give me this mountain, You are my great reward
         C
Your promise unshaken

Interlude: | G  -  -  -  | G  -  -  -  | C  -  -  -  | C  -  -  -  

Verse 2
G                                       G
   Each day I wait on You,    My strength in You renewed
C                                         C
   Upon Your breath, I will rise like the eagle
G                                          G
   Let hope now come alive,    My past is left behind
C                                           C                                         D
   I’m claiming all that was, Bought with Your precious life
  Em                  C
I wholly follow You
[Repeat Chorus]
 
Interlude: | Em  -  -  -  | G  -  -  -  | C  -  -  -  | D  -  -  -  
 
Bridge
Em                                  G
     Our God, You reign,    The cross, Proclaims
C                                 D
    The victory is ours,    The victory is ours
Em                               G
    We lift, Your name,    Jesus, Be praised
C                                 D
    The victory is ours,    The victory is ours
 
[Repeat Bridge (1st 2 Lines) – Chorus – Bridge]
 
Tag
Em   G        C                               D
        Woah,    The victory is ours,   The victory is ours
Em                               G
    We lift, Your name,    Jesus, Be praised
C                                 D                                G
    The victory is ours,    The victory is ours


Give Me This Mountain – New Creation Church NCC @ June 2020
YouTube Key: Ab (Male Singer)  Capo 1 Play in key: G   
Time Signature: 4/4    Tempo: 86 bpm
Sequence: Intro-V1-C-Int-V2-C-Int-B-B-C-B-Tag
 
Verse 1
It's time to rise again, it's time to dream again
Your love is calling me onwards, I'm moving
Before Your great renown, all giants must come down
Each step I've taken becomes my inheritance
I wholly follow You
 
Chorus
Give me this mountain, Jesus You've conquered all
For You have spoken
Give me this mountain, You are my great reward
Your promise unshaken
 
Verse 2
Each day I wait on You, my strength in You renewed
Upon Your breath I will rise like the eagle
Let hope now come alive, my past is left behind
I'm claiming all that was bought with Your precious life
I wholly follow You
 
[Repeat Chorus]
 
Bridge
Our God, You reign, the cross proclaims
The victory is ours! The victory is ours!
We lift Your name, Jesus, be praised
The victory is ours! The victory is ours!
 
[Repeat Bridge (1st 2 Lines) – Chorus – Bridge]
 
Tag
Woah,  The victory is ours, The victory is ours
We lift, Your name, Jesus, Be praised
The victory is ours, The victory is ours







New Creation Church Songs

Rain Upon My Life – New Creation Church NCC @ May 2019. D Chord
Praise The Lord For He Is Good – New Creation Church NCC. D Chord
Latter Rain – New Creation Church NCC @ Mar 2019. D Chord
Latter Rain – New Creation Church NCC @ Mar 2019. C Chord
So Much More – New Creation Church NCC @ June 2018. D Chord
In The Shadow Of Your Wings – Joseph Prince. D Chord
Let Your Presence Fall On Me – NCC @ 1999. G Chord
You Are My Desire – NCC @ 1999. G Chord
Let Us Exalt His Name Together – NCC. Joseph Prince Fresh Fire. G Chord
I Fall At Your Feet – New Creation Church © 2004 Unmerited Undeserved
Fall Afresh On Me – NCC © 2004 Unmerited Undeserved. G Chord
King Of Heaven – NCC @ 2005. You Alone I Praise. G Chord
Jesus My Splendour – NCC @ 2006. You Alone I Praise. C Chord
In You I Live – NCC @ 2006. I See Grace. C Chord
The One Thing – NCC @ 2006. I See Grace. D Chord
I See Grace – NCC @ 2006. I See Grace. A Chord
I Stand In Worship – NCC @ 2007. I See Grace. G Chord
Only You – NCC @ 2007. I See Grace. B Chord
Only You – NCC @ 2007. I See Grace. G Chord
Lord Of All My Days – NCC @ 2007. The Perfect Offering. D Chord
Because Of Your Blood – NCC © 2008 Unmerited Undeserved. G Chord
Living Word – NCC @ 2007. The Perfect Offering. D Chord
Living Word – NCC @ 2007. The Perfect Offering. E Chord
My King – NCC @ 2008. The Perfect Offering. C Chord
My Abba – NCC @ 2007. The Perfect Offering. A Chord
My Abba – NCC @ 2007. The Perfert Offering. C Chord
You Alone I Praise – NCC @ 2006. Unmerited Undeserved. C Chord
Psalm 91 – NCC. Unmerited Undeserved. G Chord
The Perfect Offering – NCC @ 2008. The Perfect Offering. F Chord
Name Above All Names – NCC © 2004 Unmerited Undeserved. G Chord
Because Of Your Love – NCC @ 2008. Unleashed Gospel Revolution. E Chord
Everyday of My Live – NCC @ 2010. I Sing Hosanna. A Chord
The Highest Praise – NCC 2010. I Sing Hosanna. A Chord
The Highest Praise – NCC 2010. I Sing Hosanna. C Chord
Freely Forgiven – NCC @ 2010. I Sing Hosanna. G Chord
Your Saving Grace – NCC 2010. I Sing Hosanna. C Chord
Until The End – NCC @ 2010. I Sing Hosanna. A Chord (NCC Chord Version)
Until The End – NCC @ 2010. I Sing Hosanna. G Chord
Until The End – NCC @ 2010. I Sing Hosanna. C Chord
Grace Unrelenting – NCC 2010. I Sing Hosanna. C Chord
Love’s Sacrifice – NCC @ 2010. I Sing Hosanna. C Chord
I Sing Hosanna – NCC @  2010. I Sing Hosanna. C Chord
You’re My Glory – NCC @ 2010. I Sing Hosanna. D Chord
Here – NCC @ 2010. I Sing Hosanna. G Chord
Restful Increase – NCC @ 2010. I Sing Hosanna. D Chord
Unmerited Favor – NCC @ 2010. I Sing Hosanna. G Chord
Beyond – NCC @ 2010. I Sing Hosanna. E Chord
I’m Held By Your Love – NCC @ Oct 2010. D Chord
I’m Held By Your Love – NCC @ Oct 2010. G Chord
I’m Held By Your Love – NCC @ Oct 2010. E Chord
No One Else – NCC @ 2010. C Chord
Forgiven Much - NCC. Anthem Of Grace. C Chord
Sweeter Than Wine – NCC @ 2011. Anthem Of Grace. E Chord
Sweeter Than Wine – NCC @ 2011. Anthem Of Grace. D Chord
I Surrender – NCC @ 2011. Anthem Of Grace. E Chord
I Will Follow After You – NCC @ 2012. Anthem Of Grace. G Chord
Anthem Of Grace – NCC @ Sep 2013, Anthem Of Grace. A Chord
Anthem Of Grace – NCC @ Sep 2013, Anthem Of Grace. C Chord
Grace Revolution - NCC @ July 2014. Anthem Of Grace. C Chord
Grace Revolution - NCC @ July 2014. Anthem Of Grace. G Chord
Waterfall – NCC @ Aug 2014. E Chord
Heart On Fire – NCC @ Sept 2014. Anthem Of Grace. E Chord
Finished – NCC @ Sept 2014. Anthem Of Grace. A Chord
Grace Upon Grace – NCC @ Sept 2014. E Chord
Refuge – NCC @ Oct 2014. E Chord
Restore – NCC @ Feb 2015. Anthem Of Grace. E Chord
All Of You – NCC @ Sept 2015. G Chord
Hope Of Glory – NCC @ March 2016. D Chord
Hope Of Glory – NCC @ March 2016. A Chord
Glorious And Beautiful – NCC @ June 2016. G Chord
Walls Come Down – NCC @ Sep 2016. G Chord
Walls Come Down – NCC @ Sep 2016. E Chord
Stronger – NCC @ Sep 2016. G Chord
Sons & Daughters – NCC @ Jan 2017. A Chord
Sons & Daughters – NCC @ Jan 2017. E Chord
Wonderful (Grace Made Real) – NCC @ July 2017. D Chord
Love Burns Bright – NCC @ Aug 2017. A Chord
Shadow Of Grace – NCC @ Aug 2017. G Chord
For You So Loved Me – NCC @ Aug 2017. C Chord
Letting Go – NCC @ Oct 2017. C Chord
Fall Afresh On  Me – NCC @ Oct 2004. G Chord
Name Above Of Names – NCC @ Oct 2004. G Chord
I Fall At Your Feet – NCC @ Oct 2004
The Perfect Offering – NCC @ Oct 2008. F Chord
Because Of Your Blood – NCC @ Oct 2008. G Chord
Yours Forever – NCC @ Oct 2006. G Chord
Yours Forever – NCC @ Oct 2006. E Chord
Sky – NCC @ Aug 2017. Encounter.A Chord
Covenant (Studio Recording) – NCC @ 2007. The Perfert Offering. F Chord
My Rest – NCC @ 2006. You Alone I Praise. D-G Chord
Always – NCC @ 2007. The Perfert Offering. G Chord
Saviour Of The Underserving – NCC @ 2007. The Perfect Offering
You Are – NCC @ 2007. The Perfert Offering

Others not in Album
Rain Upon My Life – New Creation Church NCC @ May 2019. D Chord
Praise The Lord For He Is Good – New Creation Church NCC. D Chord
Latter Rain – New Creation Church NCC @ Mar 2019. D Chord
Latter Rain – New Creation Church NCC @ Mar 2019. C Chord
So Much More – New Creation Church NCC @ June 2018. D Chord
In The Shadow Of Your Wings – Joseph Prince. D Chord
Let Your Presence Fall On Me – NCC @ 1999. G Chord
You Are My Desire – NCC @ 1999. G Chord
Let Us Exalt His Name Together – NCC. Joseph Prince Fresh Fire. G Chord
I’m Held By Your Love – NCC @ Oct 2010. D Chord
I’m Held By Your Love – NCC @ Oct 2010. G Chord
I’m Held By Your Love – NCC @ Oct 2010. E Chord
No One Else – NCC @ 2010. C Chord
Waterfall – NCC @ Aug 2014. E Chord
Grace Upon Grace – NCC @ Sept 2014. E Chord
Refuge – NCC @ Oct 2014. E Chord
Hope Of Glory – NCC @ March 2016. D Chord
Hope Of Glory – NCC @ March 2016. A Chord
Glorious And Beautiful – NCC @ June 2016. G Chord
Walls Come Down – NCC @ Sep 2016. G Chord
Walls Come Down – NCC @ Sep 2016. E Chord
Stronger – NCC @ Sep 2016. G Chord

Album: As He Is So Are We - Released Jan 2021
03. Supply – New Creation Church NCC @ 2020. A Chord  

Album: Encounter - Released 01 Dec 2017
01. The Father's House - NCC. Encounter.
02. Sons And Daughters – NCC @ Jan 2017. Encounter. A Chord
02. Sons And Daughters – NCC @ Jan 2017. Encounter. E Chord
03. Love Burns Bright – NCC @ Aug 2017. Encounter. A Chord
04. Wonderful (Grace Made Real) – NCC @ July 2017. Encounter. D Chord
05. Shadow Of Grace – NCC @ Aug 2017. Encounter. G Chord
06. All Of You – NCC @ Sept 2015. Encounter. G Chord
07. For You So Loved Me – NCC @ Aug 2017. Encounter. C Chord
08. Sky – NCC @ Aug 2017. Encounter.A Chord
09. Letting Go – NCC @ Oct 2017. Encounter. C Chord
10. Letting Go (Instrumental).

Album: Anthem Of Grace - Released Feb 2015
01. Grace Revolution - NCC @ July 2014. Anthem Of Grace. C Chord
01. Grace Revolution - NCC @ July 2014. Anthem Of Grace. G Chord
02. Restore – NCC @ Feb 2015. Anthem Of Grace. E Chord
03. Sweeter Than Wine – NCC @ 2011. Anthem Of Grace. E Chord
03. Sweeter Than Wine – NCC @ 2011. Anthem Of Grace. D Chord
04. Finished – NCC @ Sept 2014. Anthem Of Grace. A Chord
05. I Surrender – NCC @ 2011. Anthem Of Grace. E Chord
06. Anthem Of Grace – NCC @ Sep 2013, Anthem Of Grace. A Chord
06. Anthem Of Grace – NCC @ Sep 2013, Anthem Of Grace. C Chord
07. Forgiven Much - NCC. Anthem Of Grace. C Chord
08. I Will Follow After You – NCC @ 2012. Anthem Of Grace. G Chord
09. Heart On Fire – NCC @ Sept 2014. Anthem Of Grace. E Chord

Album: I Sing Hosanna - Released Feb 2011
01. Everyday of My Live – NCC @ 2010. I Sing Hosanna. A Chord
02. The Highest Praise – NCC 2010. I Sing Hosanna. A Chord
02. The Highest Praise – NCC 2010. I Sing Hosanna. C Chord
03. Freely Forgiven – NCC @ 2010. I Sing Hosanna. G Chord
04. Your Saving Grace – NCC 2010. I Sing Hosanna. C Chord
05. Until The End – NCC @ 2010. I Sing Hosanna. A Chord (NCC Chord Version)
05. Until The End – NCC @ 2010. I Sing Hosanna. G Chord
05. Until The End – NCC @ 2010. I Sing Hosanna. C Chord
06. Grace Unrelenting – NCC 2010. I Sing Hosanna. C Chord
07. Love’s Sacrifice – NCC @ 2010. I Sing Hosanna. C Chord
08. I Sing Hosanna – NCC @  2010. I Sing Hosanna. C Chord
09. You’re My Glory – NCC @ 2010. I Sing Hosanna. D Chord
10. Here – NCC @ 2010. I Sing Hosanna. G Chord
11. Restful Increase – NCC @ 2010. I Sing Hosanna. D Chord
12. Unmerited Favor – NCC @ 2010. I Sing Hosanna. G Chord
13. Beyond – NCC @ 2010. I Sing Hosanna. E Chord

Album: Unmerited Undeserved - Released 2010
01. Name Above All Names – NCC © 2004 Unmerited Undeserved/The Perfect Offering. G Chord
02. I See Grace – NCC @ 2006. Unmerited Undeserved. A Chord
03. I Stand In Worship – NCC @ 2007. Unmerited Undeserved. G Chord
04. Fall Afresh On Me – NCC © 2004 Unmerited Undeserved. G Chord
05. I Fall At Your Feet – New Creation Church © 2004 Unmerited Undeserved
06. The One Thing – NCC @ 2006. Unmerited Undeserved. D Chord
07. Your Blood
08. Jesus My Splendour – NCC @ 2006. Unmerited Undeserved. C Chord
09. You Alone I Praise – NCC @ 2006. Unmerited Undeserved. C Chord
10. King Of Heaven – NCC @ 2005. Unmerited Undeserved. G Chord
11. Psalm 91 – NCC. Unmerited Undeserved. G Chord
12. 
In You I Live – NCC @ 2006. Unmerited Undeserved. C Chord

Album: The Perfect Offering - Released Feb 2009
09. Speak Peace

Album: Unleashed Gospel Revelation - Released 2008
01. Shout Your Praise
02. You're My Life
03. You're The Same
08. All I Need
09. Jesus, You're My Lord
10. Gospel Revolution

Album: I See Grace - Released July 2007
02. Saved My Soul
03. You’re The Same
11. Rejoice O Israel (Bonus Track) – NCC @ 2003. I See Grace. F-G Chord

Album: You Alone I Praise - Released July 2006
01. The Hero In Me
02. Still Sing
03. So Grateful
04. Jesus My Everything
05. You Deserve All Praise
10. Your Blood
11. Heir Of The World
13. You’ve Gone Before Me



Download Word Copy






Saturday, 28 November 2020

Samsung Note 10 Plus features and how to use



Screen Recording
Settings - Advance Features - Screen shots and screen recorder - Screen recorder settings - Media sounds and mic - 1080p - (optional: record with your face at one corner) - Home
Get back to Settings shortcut (put down - pull down) - Screen recorder - Start recording








Wednesday, 18 November 2020

Contribute to CPF and Withdrawal of CPF Money after 55 if member meet the Minimum Sum Scheme or Basic Retirement Sum


Minimum Sum Scheme (MSS)  replaced by Basic Retirement Sum 

Yearly contribution of $37,740yearly limit is from when to when?  1 Jan to 31 Dec
This maximum yearly Voluntary contributionn to 3 accounts (based on allocation ratio or percentage) can have Tax Relief for Self employed or employees (Look at the Income Tax Rate Table to avoid On The Next).
For Self employed, up to a total of maximum $80,000
For Employees, up to a total of $14,000 ($7,000 top up to own CPF account and $7,000 top up to love ones family members account)


For Self Employed (Income Tax Calculation)
Net Trade Income (Gross minus expenses) / Employment Income
Less Donation become Assessable Income
Less Relief become Chargeable Income
After Tax Rate become Tax Payable amount

Month to month interest is based on date put in?
The interest will only start counting every 1st day of the month
Doesn't make sense to top up early of the month. Eg, no point top up on 2/12 when the interest only starts calculating on 1/1.

For member, VC (to 3 accounts) no tax relief, only to SA below 55, and RA after 55 can have tax relief up to 7k and total relief capped at 80k
For self employed, VC (to 3 accounts) have tax relief, SA below 55, and RA after 55 can have tax relief up to 7k total relief capped at 80k  

IRAS webbpage for CPF Relief for Self-Employed
Self employment
Assuming Total 41,000 net trade income
Tax relief is lower of either of the following 3
1) Cap at 37,740
2) 37% of Net Trade Income. Eg. 41,000 (15,197)
3) Actual contributed (based on CPF board send over to IRAS, by end Feb, can call IRAS to find out this figure). Eg. 3,900, 2019 
Based of the above, the tax relief is $3,900 (lower of the 3)
Plus other Relief (Personal Relief, Parents Relief, Wife Relief, etc, up to a cap of $80,,000)

Home - Scroll all the way down, FAQ - CPF Schemes - Self-Employed Schemes - Self-Employed Matters - Voluntary contribution as a Self-Employed - Q3: Can I enjoy tax relief as a self-Employed
Lower of the following
1) CPF Annual Limit 37,740
2) 37% of Net Trade Income or Assessable Income
Plus other Relief (Personal Relief, Parents Relief, Wife Relief, etc, up to a cap of $80,,000)

Additional tax relief contribute to MA, Lower of either of the following
1) VC credited into MA
2) annual limit 37740 - self employed MA contributions 
3) prevailing basic health care sum in MA (60k for 2020) - Medisave account balance as of 1 Jan of the same year if contributions 

If Net Trade Income is: $80,000

Example of Reliefs
Personal Relief: $1,000
NS-man (Self/Wife/Parents): $1,500
Provident Fund/Life Insurance: $37,740
Course Fee: $100
Total: $40,340

Chargeable Income will be $39,600

Based on first $40,000 chargeable tax is $550

Refund means: money go into CPF acct

For Tax relief, Based on total contribution, never less of withdrawal
- if I top up 10k, tax relief 10k in Jan,  withdraw 10k in Feb, then top up 10k again within the same year, it would be 20k relief
- CPF interest is calculated based on monthly rest, simple interest, then reflect at end of year statement, but compounded yearly.

If you do withdrawal from OA and SA

Sequence of withdrawal if you withdraw the same month after contribution, when the interest is not kicked in yet
It will automatically withdraw from SA contributed amount, then OA contributed amount

Sequence of withdrawal if you withdraw the after more than 1 month of contribution, when the interest has already kicked in.
SA interest then OA interest, 
then SA contributed amount, then OA contributed amount
then SA to be depleted, then follow by OA

To Contribute to CPF via PayNow
Cpf - login - My request - building up my CPF - Using cash - make a housing refund - No change - confirmed - Start - tick on the address - amount 1000 - next - submit - PayNow - I have read - Make payment - system generate QR Code - Scan QR code 

To Check the yearly allowable contribution amount to date and contribute at the same time
Home - Services - Payment - e-cashier - Proceed - NRIC - Self-employed (to reduce MA liability) / Member (to do Housing Refund) - Payment For - Contribute to 3 accounts - I'm not a robot - Next - Start - check allowable contribution / Key in Contribute amount - Next - login via Songpass - PayNow / eNets - I have Read - Make Payment - Open POSB/DBS App - Scan and Pay - Scan QR code on laptop - need the DBS 2FA gadget (when the amount is too big)

To view and confirmed transfer
My Activity - click on transaction number - Successfully processed


To withdraw from CPF
Cpf - login - My Request - Retirement - Decide on my CPF option - I have read - Start - I would like to withdraw (withdraw from SA) or Withdraw my RA savings - Withdraw amount - next - Next - Interbank Giro to another of my bank account (1st time withdraw) - POSB - Key in account number - Singapore NRIC - I have read - Next - I do not want to transfer my CPF savings (from OA/SA to RA) - Next - Confirm details - submit - Acknowledgement

To view and confirmed transfer
My Activity - click on transaction number

For the first time withdrawal, it will ask you whether you are using Giro (this is the only option, you must put yes), it will be in progress for 3 to 5 working days since this is the 1st time. The Logic is that CPF doesn't want to assume that you want to use the same account or you have not withdraw anything from CPF before.

After you have done the 1st withdrawal, the 2nd and subsequent withdrawal will have more options, PayNow is one of the option. Once completed online withdrawal, the amount will immediately credited to your bank.


When withdrawal, PayNow (withdraw via PayNow) didn't show up was because you have use the PayNow once in a day to Contribute, so it will not show up.

When it is still in Progress and you try to make another withdrawal on the same day, following will be the Error Message

Error

You have already made an earlier application. Please contact us at 6202 2075 or email us at retirement-withdrawals@cpf.gov.sg for assistance.
Withdrawal from Retirement Account
cpf board - Login via SingPass - My Request - Retirement (eg. Retirement Sum & Age 55 applications) - Withdraw my Retirement Account Savings above Basic Retirement Sum 
   Applicable only if you own a property
- Enhanced withdrawal form - Ok
- I have read and accept (check on it) - Start
- Step 1 - Withdraw CPF Savings from Special and Ordinary Account - I do not want to (checked) - Next
- Step 2 - Withdraw CPF Savings from Retirement Account - I would like to withdraw (checkedd) - Next - Key in amount - I declare I have property - Next
- Step 3 - Payment Detail - PayNow - I have read and accepted - Next
- Step 4 - Transfer CPF Savings - I do not want to transfer my CPF savings - Next
- Step 5 - Withdraw CPF Savings Withdrawal Amount from Retirement Account - Submit

To view and confirm transfer
- My Activities - View Activitise
- My Statement - View Statement
- Login to your bank account to check




For those above 55
1st 30k in RA earns 6%
Next 30K in RA earns 5%
Any thing above that earns 4%

For those below 55
1st 20k in OA earns 3.5%
1st 40k in SA earns 5%
Generally, 1% more will be given to the 1st 60k that spread across OA, SA n MA if there is shortfall of 20k in OA n 40k is SA

Above 65
Additional Monthly payout AMP
Can top up in RA? Yes

Can Housing Refund after 65?
Yes, if within BR and FR, it will go to RA, then it will automatically recalculate monthly payout and give a higher monthly payout.
If he withdraw the same lump sum, the monthly payout will be recalculated and get a lower monthly payout 

CPF life optional,
Retirement Sum scheme
- get monthly pay out, not for life, until 90 year old
- stay in retirement
- top up RA yes, monthly pay out, increase duration or increase payout
Top up 20k today
Increase pay out next month
2 years later can still withdraw 20k

65-70
CPF Life, payout for life





Retirement Sum Scheme


How much can I withdraw from my Retirement Account (RA) if I own a property?
A

You may apply to withdraw your Retirement Account (RA) savings (excluding interest earned, any government grants received and top-ups made under the Retirement Sum Topping-up scheme) above your Basic Retirement Sum (BRS) if you:

  1. are 55 years old and above; and
  2. own a property with remaining lease that can last you to at least 95 years old. This recognises that your current home is sufficient to meet your retirement housing needs without the need to worry about incurring rental cost in old age. 

You can withdraw your RA savings above the BRS fully if the expected CPF housing refund is able to restore your RA to your Full Retirement Sum when you sell/transfer the property in future. 


Your Basic Retirement Sum depends on which year you turn 55 and it does not increase further. That means, if you turn 55 in 2015, the Basic Retirement Sum is $80,500.

Table or Chart for Retirement Sum (Historical Chart)

        2003                                $40,000                        $80,000                          
        2004                                $42,250                        $84,500                          
        2005                                $45,000                        $90,000                          
        2006                                $47,300                        $94,600                          $141,900
        2007                                $49,800                        $99,600                          $149,400
        2008                                $53,000                        $106,000                        $159,500
        2009                                $58,500                        $117,000                        $175,500
        2010                                $61,500                        $123,000                        $184,500
        2011                                $65,500                        $131,000                        $196,500
        2012                                $69,500                        $139,000                        $208,500
        2013                                $74,000                        $148,000                        $222,000
        2014                                $77,500                        $155,000                        $232,500
        2015                                $80,500                        $161,000                        $241,500
        2016                                $80,500                        $161,000                        $241,500




CPF Minimum Sum Scheme

With that in mind, here’s what the projected Retirement Sums for the next 30 years might look like:

55th Birthday inBasic Retirement Sum
(BRS)
Percentage IncreaseFull Retirement Sum
(FRS)
Percentage IncreaseEnhanced Retirement Sum
(3 x BRS)
2003No dataNA$80,000NANo data
2004$84,5005.63%
2005$90,0006.51%
2006$94,6005.11%
2007$99,6005.29%
2008$106,0006.43%
2009$117,00010.38%
2010$123,0005.13%
2011$131,0006.50%
2012$139,0006.11%
2013$148,0006.47%
2014$155,0004.73%
2015$161,0003.87%
2016$80,500$161,0000.00%$241,500
2017$83,0003.11%$166,0003.11%$249,000
2018$85,5003.01%$171,0003.01%$256,500
2019$88,0002.92%$176,0002.92%$264,000
2020$90,5002.84%$181,0002.84%$271,500
2021$93,215Projected 3% Increase p.a.$186,430Projected 3% Increase p.a.$279,645
2022$96,011$192,023$288,034
2023$98,892$197,784$296,675
2024$101,859$203,717$305,576
2025$104,914$209,829$314,743
2026$108,062$216,123$324,185
2027$111,304$222,607$333,911
2028$114,643$229,285$343,928
2029$118,082$236,164$354,246
2030$121,624$243,249$364,873
2031$125,273$250,546$375,819
2032$129,031$258,063$387,094
2033$132,902$265,805$398,707
2034$136,889$273,779$410,668
2035$140,996$281,992$422,988
2036$145,226$290,452$435,678
2037$149,583$299,165$448,748
2038$154,070$308,140$462,211
2039$158,692$317,385$476,077
2040$163,453$326,906$490,359
2041$168,357$336,713$505,070
2042$173,407$346,815$520,222
2043$178,610$357,219$535,829
2044$183,968$367,936$551,904
2045$189,487$378,974$568,461
2046$195,172$390,343$585,515
2047$201,027$402,053$603,080
2048$207,057$414,115$621,172
2049$213,269$426,538$639,808

Looking at these numbers, I want to give up…






















Monday, 16 November 2020

I Sing Praises To Your Name - Terry MacAlmon. G Chord. (Lyrics and Chords)


YouTube Original Key Signature: G (Male Singer)

I Sing Praises To Your Name - Terry MacAlmon   Download PDF
Time Signature: 4/4
Key: G (Male Singer)

Intro: | G  -   -   -  | C  -  -  -  | D7  -  -  -  | Bm7  -  -  -  
           | Em  -  -  -  | C  -  -  -  | D  -  -  -  | G  -  -  -  

Verse 1 
| G -              -      -          | Am   - - - | D7    -
      I sing praises to Your name    O  Lord
      -       -        | Bm7  - - - | Em    -  -
Praises to Your name     O  Lord
   -          | C       -       -     -
For Your name   is great
      | D       -   -   -  | G          -  -  - 
And great-ly to be  praised
| G -              -      -          | Am   - - - | D7    -
      I sing praises to Your name    O  Lord
      -       -        | Bm7  - - - | Em    -  -
Praises to Your name     O  Lord
  -           | C       -       -     -
For Your name   is great
      | D       -  D7   -  | G          -  -  - 
And great-ly to   be  praised
 
Verse 2
| G -           -        -          | Am   - -  - | D7    -
      I give glo-ry to Your name     O   Lord
   -        -          | Bm7  - - - | Em    -  -
Glo[ry to Your name      O  Lord
   -          | C       -       -     -
For Your name   is great
      | D       -   -   -  | G          -  -  - 
And great-ly to be  praised 
| G -           -        -          | Am   - -  - | D7    -
      I give glo-ry to Your name     O   Lord
   -        -          | Bm7  - - - | Em    -  -
Glo[ry to Your name      O  Lord
   -          | C       -    Am   -  
For Your name   is great
      | D       -  D7   -  | G          -  -  - 
And great-ly to   be  praised
 
Outro
   -          | C       -    Am   -  
For Your name   is great
      | D       -  D7   -  | G          -  -  - 
And great-ly to   be  praised


I Sing Praises To Your Name - Terry MacAlmon  
Time Signature: 4/4
Key: G (Male Singer)

Intro: | G  -   -   -  | C  -  -  -  | D7  -  -  -  | Bm7  -  -  -  
           | Em  -  -  -  | C  -  -  -  | D  -  -  -  | G  -  -  -

Verse 1 
G                                   Am        D7
   I sing praises to Your name O Lord
                          Bm7     Em
Praises to Your name O Lord
                C        
For Your name is great
        D                  G
And greatly to be praised
G                                   Am        D7
   I sing praises to Your name O Lord
                          Bm7      Em
Praises to Your name O Lord
                C           Am
For Your name is great
        D         D7    G
And greatly to be praised
 
Verse 2
G                                 Am        D7
   I give glory to Your name O Lord
                        Bm7      Em
Glory to Your name O Lord
                C           
For Your name is great
        D                  G
And greatly to be praised 
G                                 Am       D7
   I give glory to Your name O Lord
                       Bm7      Em
Glory to Your name O Lord
               C           Am7
For Your name is great
        D         D7    G 
And greatly to be praised
 
Outro
                C          Am7
For Your name is great
        D         D7    G
And greatly to be praised


I Sing Praises To Your Name - Terry MacAlmon  
Time Signature: 4/4
Key: G 
(Male Singer)
 
Verse 1
 I sing praises to Your name O Lord
Praises to Your name O Lord
For Your name is great
And greatly to be praised
I sing praises to Your name O Lord
Praises to Your name O Lord
For Your name is great
And greatly to be praised
 
Verse 2
I give glory to Your name O Lord
Glory to Your name O Lord
For Your name is great
And greatly to be praised 
I give glory to Your name O Lord
Glory to Your name O Lord
For Your name is great
And greatly to be praised
 
Outro
For Your name is great
And greatly to be praised