The Following Tables are as at 01/01/2022
1 Premium Table_Enhanced IncomeShield Main
2 Premium Table_Enhanced IncomeShield Deluxe
3 Premium Table_Enhanced IncomeShield Classic
4 Deluxe Care Rider policy conditions v202104
5 Classic Care Rider policy conditions v202104
MediShield Life Premium Table and Subsidy
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Please refer here for the Premium table for Deluxe/Plus Rider.
Please refer here for the Premium table for Classic Rider.
Please refer here for the Policy Conditions for Deluxe/Plus Rider.
Please refer here for the Policy Conditions forClassic Rider
Please refer here for the Premium table for MediShield Life
For Example
Policy Renewal Date 1 Feb 2021
For Someone who's age band is 56 to 60 cover under Preferred Plan with Plus Rider
Premium is $5180 (This is due to Plus Rider that covers from the firswt dollar)
$3950 will be in Cash
$12330 will be via CPF MediSave
If you are on GIRO, Income will deduct $3950 from your bank on 19 Jan
Policy Renewal Date 1 Feb 2022
Insurers compulsorily downgrade the rider to 5% or $3000 max as a form of co-payment even if the insurered choose non panel doctors
Premium is $3911
Medishield Health Life $681 (after govt one off covid subsidy, wothout subsidy is $800)
Integrated main plan $1153
Rider $2077 (co-payment 5% up to max $3000, regardness of panel or non panel doctors)
No Rider
Deductible is $1500-$3500
Co-insurance 10%
Classic Care Rider premim $735
Co-payment 10% or Max $3000 (only applied for panel doctors)
Co-payment 10% (no max) plus $2000 (for non panel doctors)
All govt hospital are panel doctors
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