Integrated Shield Plan, IncomeShield, MediShield Life, Premium Table and Policy Coverage

The Following Tables are as at 01/01/2022

1 Premium Table_Enhanced IncomeShield Main

2 Premium Table_Enhanced IncomeShield Deluxe

3 Premium Table_Enhanced IncomeShield Classic

4 Deluxe Care Rider policy conditions v202104

5 Classic Care Rider policy conditions v202104

MediShield Life Premium Table and Subsidy

$$$$$

Please refer here for the Premium table for Enhanced IncomeShield Plan.

Please refer here for the Premium table for Deluxe/Plus Rider.

Please refer here for the Premium table for Classic Rider.  

Please refer here for the Policy Conditions for Deluxe/Plus Rider. 

Please refer here for the Policy Conditions forClassic Rider

Please refer here for the Premium table for MediShield Life

For Example

Policy Renewal Date 1 Feb 2021

For Someone who's age band is 56 to 60 cover under Preferred Plan with Plus Rider

Premium is $5180 (This is due to Plus Rider that covers from the firswt dollar)

$3950 will be in Cash

$12330 will be via CPF MediSave

If you are on GIRO, Income will deduct $3950 from your bank on 19 Jan

Policy Renewal Date 1 Feb 2022

Insurers compulsorily downgrade the rider to 5% or $3000 max as a form of co-payment even if the insurered choose non panel doctors

Premium is $3911

Medishield Health Life $681 (after govt one off covid subsidy, wothout subsidy is $800)

Integrated main plan $1153

Rider $2077 (co-payment 5% up to max $3000, regardness of panel or non panel doctors)

No Rider

Deductible is $1500-$3500

Co-insurance 10%

Classic Care Rider premim $735

Co-payment 10% or Max $3000 (only applied for panel doctors)

Co-payment 10% (no max) plus $2000 (for non panel doctors)

All govt hospital are panel doctors

HDB Flat and Room Rental Application, Adding and Removing of Tenant, Editing of Tenant Information

1. Procedure of Application of Renting out the whole HDB Flat

HDB website - Login - My HDBPage - Login with SingPass - My Flat - Purchased Flat - Renting Out - Renting out of whole flat - Application to Rent Our Flat - Submit Application - Continue - Part 1 - Continue - Part 2 - Continue - Part 3 - Continue - Part 4 - Continue - Part 5 - Submit - Are you sure you want to submit this application - Yes - Part 6 - Continue - Payment of Admin Fee - Continue - Part 1 - Continue - Part 2 - Continue - Fill in Visa / Master Details - Submit - Part 3 - Print/Save as PDF - Exit

1. Renting out of flat to one or more non-Malaysian Non-Citizen [NC] (i.e. SPRs and foreigners) tenants will be subject to the NC quota. When the NC quota has reached the neighbourhood and/or block limits, flat owners cannot rent out their flat to non-Malaysian NCs. They can only rent out their flat to Singaporean or Malaysians.
2. Before you submit your application, please ensure that:
   1. you have the particulars of all your tenants
   2. you have the following particulars of your salesperson if your tenants are secured through a salesperson
      1. Name, CEA registration number and contact number of the salesperson
      2. Name of the Estate Agency for which the salesperson works
   3. your commencement date of rental must not be later than the end of the following month from the date of application
3. If you are overseas during the period of rental, you are also required to attach to the application a copy of the Power of Attorney, prepared in accordance with HDB's standard format which has been executed and lodged with the High Court (click here to view a sample POA).
4. If you pay the administrative charge ($20/-) online using credit card (for Visa and Mastercard only), your application will be approved instantly. Alternatively, you may make payment at an AXS station.
5. This form may take you about 15 minutes to complete.

1

Reason for Renting Out Flat

Section A : Terms and Conditions

    I/We have read the Terms and Conditions and agree to be bound by the same.

Section B : Applicant Particulars

NRIC:

Name:

HDB Ref No.:

Address:

Section C : Reason for Renting Out the Flat

*  Please select your reason for renting out the flat:

Staying in quarters provided by employer

Staying in living quarters of commercial premises

Staying with aged parents to take care of them

Staying with children/relatives due to illness

Staying with parents who take care of my children

Staying at own private property

Working overseas

Studying overseas

Need additional income for retirement

Need additional income for other financial needs

Rental income is attractive

Others

• 2
• Renting Out Details

Section D : Information on Rental

    Type of Flat: 5 Room

*  Rental per Month: S$2500.00

    Please indicate if:

furniture (e.g. bed, wardrobe) is provided

the bedrooms are air-conditioned

WIFI/internet connection is provided in the flat

*  Proposed Effective Date of Rental: 03 Jan 2022

*  Rental Period: 36 months

* The maximum rental period per application involving non-Malaysian non-citizen tenants is 24 months.

*  During the period of rental, I will be staying

In Singapore

Overseas

*  Please specify: With my siblings

*  The type of housing that I will be moving to is

an HDB Flat

a Private Property

Others

• 3
• Contact Details

Section E : Contact Details

*  Person to Contact: Flat Owner

*  Name: 

    NRIC No.:

*  Please provide us with at least one contact number.

Telephone No. (Home)

Telephone No. (Office)

Mobile No.

*  Email Address

Address

*  Type of Address: HDB Flat

*  Postal Code

*  Block/House/Bldg No.

*  Unit No.

*  Street Name

• 4
• Proposed Tenants' Particulars

Renting Out Arrangements

*  How were the tenant(s) found?

    - Through a housing agent

    - By placing an advertisement online or in the newspapers

    - Through recommendations by relatives, friends, neighbors, etc.

Section F : Details of Tenants

HDB reserves the rights to reject the application or if approval has been granted, to revoke the approval or delete the name(s) of tenant(s) if it is subsequently discovered that any information provided in the application (e.g. the particulars of your tenant) is inaccurate or untrue, or if the tenants are ineligible.

*  Type of Tenants:      Individual

*  No. of Domestic Helper(s) hired by the tenant(s):    0

*  List of Tenants  more info icon

Note:  Flat owners are not required to provide the particulars of their tenant's domestic helper(s).

# NRIC/FIN Name Citizenship Nationality Relationship to Main Tenant

1.

2.

3.

4.

5.

Add Tenant

Section G : Declaration / Undertaking by Flat Owner(s) / Attorney / Administrator / Executor / Public Trustee / Deputy Appointed by the Court / Donee Appointed by Lasting Power of Attorney

    I/We have read the Terms and Conditions for the renting out and

* accept and undertake to comply with the said terms and conditions;

* declare that the information given in this form is true and correct and I/We have not withheld or suppressed any information which may affect the application;

* declare that there is no infringement of the terms of the lease or the Housing & Development Act at any time prior to the submission of the application;

* accept that any approval granted by HDB to the renting out shall not in any circumstances be treated as a waiver of any infringement of the terms of the Lease. In the event of any such infringement, any approval granted by HDB is deemed to be revoked;

* confirm that I/we have personally verified from the original immigration documents that the tenants have lawfully entered Singapore and are lawfully allowed to stay in Singapore;

* undertake to ensure that my/our tenants meet all the eligibility conditions to rent out an HDB flat;

* obtained consent from all the flat owners to rent out the flat and agree to indemnify HDB against any claims whatsoever from any party who have an interest in the flat rent out;

* agree to produce any original supporting documents to HDB for verification, if required by HDB;

* declare that the Power of Attorney (POA), prepared in HDB's prescribed form has been properly executed and lodged in the High Court. In the event that the POA does not meet HDB's requirement, I/we accept that the renting out approval granted by HDB is deemed to be revoked;

* accept that HDB reserves the rights at all times to revoke the renting out approval or delete the name(s) of tenant(s), if the approval is granted as a result of the false information provided, or if the tenants are ineligible.

* confirm that I/we am/are aware that legal action may be taken against me/us if I/We had knowingly provided false information relating to this application. I/We am/are aware that in addition to other remedies, the Housing and Development Act provides that any person who make a false statement in this application is liable to a fine not exceeding $5,000 or to an imprisonment for a term not exceeding 6 months, or both.

• 5
• Confirmation of Renting Out

DISCLAIMER

The application is processed based on the information provided. If it is subsequently discovered that any information is inaccurate or untrue, or the tenants are ineligible or the flat owner(s) has/have committed any infringement of the lease or the Housing and Development Act, HDB reserves the right to reject the application or if approval has been granted, to revoke the approval or delete the name(s) of any tenant(s) without being liable to the flat owner(s) for any loss or expenses suffered or incurred.

A. Terms and Conditions

I/We have read the Terms and Conditions and agree to be bound by the same.

B. Applicant Particulars

NRIC No.

Name

AddressBlk 

C. Reason for Renting Out the Flat

Need additional income for other financial needs

D. Rental Details

Flat Type: 5 Room

Rental per Month: S$ 2,500.00

Rental inclusive of:

furniture (e.g. bed, wardrobe) is provided, the bedrooms are air-conditioned, WIFI/internet connection is provided in the flat

Proposed Effective Date: 03 Jan 2022

Expected Expiry Date: 02 Jan 2025

Rental Period: 36 months

During the period of rental, I will be staying: With my siblings

The type of housing I will be moving to is: an HDB Flat

E. Contact Details

Person to Contact: Flat Owner

Name

NRIC No.

Telephone (Home):  -

Telephone (Office):: -

Mobile No.: 9xxxxxxx

Email Address:  abc@gmail.com

Address: 

F. Details of Tenants

How the tenant(s) were found:  By placing an advertisement online or in the newspapers

Type of Tenants:  Individual

No. of Domestic Helper(s) hired by the tenant(s):  0

List of Proposed Tenants

Tenant 1

NRIC/FIN

Name of Tenant

Date of Birth

Gender

Citizenship:  Others

Nationality:

Race: 

Pass Type:  Work Permit

Sector:  Manufacturing

Relationship to Main Tenant:  Main Tenant

Please ensure that you have provided the particulars of all the tenant(s) who would be residing in the flat during the rental period and all information entered is correct before submitting your application.

Are you sure you want to submit this application:  YES / NO

• 6
• Payment of Admin Charge

We have received your application.

The administrative charge for the application is $20 (inclusive of GST).

Would you like to pay online?      Yes     No

Mode of Payment:                        Visa or Mastercard

You will be redirected to eNets website for making payment of the administrative charge. The approval letter will be displayed upon successful payment

Payment of Admin Fee

Pay the administrative fee for your application to rent out the flat or bedroom(s).

1. Upon receipt of HDB's in-principle approval to your application, you are required to pay an administrative fee in order to get the approval for renting out your flat or bedroom(s). You can pay the administration fee online using Visa or Mastercard.

2. This e-service may take you about 5 minutes to complete.

• 1
• Application Pending Payment

Application Details

NRIC No.

Name

HDB Ref No.

Address

Case Ref No.

Effective Date of Rental:  03 Jan 2022

Expiry Date of Rental:  02 Jan 2025

• 2
• Payment Mode

The administrative charge for the application is $20 (inclusive of GST).

Please note that your payment is successful only when you see an acknowledgement page.

Mode of Payment:   Visa or Mastercard

You will be redirected to eNets website for making payment of the administrative charge. The approval letter will be displayed upon successful payment.

• 3
• Acknowledgement Letter

Name ______________________

Address _____________________

____________________________

____________________________

03 Jan 20xx

Our Ref: _______________

Application to rent out flat at Address ____________________________________ Dear Flat owner(s) I am pleased to inform you that your application has been approved. You can rent out your flat from 03/01/2022 to 02/01/2025. If there are any changes in the tenants during the approved period, please apply to change the tenants at 'My HDBPage'. Any changes in your tenants will be subject to the Non-Citizen Quota for Renting Out of Flat. I have attached the Terms and Conditions for you. When the approved period of rental ends, you must move back to your flat. If you would like to continue renting out your flat, you will need to make a new online application. We will assess your application according to the policies at the time you apply. If you have any questions, please contact us via the e-feedback form at http://hdb.gov.sg/efeedback. During the period of rental, please conduct regular checks on your flat to ensure that: The number of tenants does not exceed the maximum number allowed. Only the authorised tenants are staying in the flat. The tenants do not further rent out the flat to others, create nuisance or misuse the flat. Payment Details: Amount (S$) : 20.00 Date of Payment : 03/01/2022 Time of Payment : 09:33:30 PM TTC : __________ Hash No. : __________ Transaction Ref : ________

Yours sincerely

Tan Jiao Jun

Executive Estate Manager

West Zone

Housing Management Group

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